SKIFIN × Razorpay
India's payment stack — gateway, payouts, and banking, integrated by SKIFIN.
The partnership
SKIFIN integrates Razorpay for Indian businesses that need UPI, cards, and net banking at checkout, plus RazorpayX for vendor payouts and business banking — all reconciled against your books.
- Certified across Razorpay Payment Gateway and RazorpayX
- UPI, cards, net banking, and wallet integration
- India-based support, India-first compliance
Who this is for
India-first businesses
UPI, net banking, and India-specific payment methods are Razorpay's core strength.
Teams paying vendors or payroll
RazorpayX turns manual bank transfers into automated, reconciled payouts.
Marketplaces and platforms
Razorpay Route splits settlements across sellers or providers automatically.
Razorpay by industry
Real pain points we solve, by sector.
E-commerce & D2C
The problem: UPI is the dominant payment method in India, and a poorly tuned checkout loses conversions.
How we help: Payment Gateway integration tuned for UPI-first checkout flows and method ordering.
Retail & Distribution
The problem: Paying dozens of vendors and distributors manually eats up finance team time every month.
How we help: RazorpayX automated vendor payouts tied to your approval workflow.
Marketplaces
The problem: Splitting payments between the platform and sellers correctly, every time, is hard to build in-house.
How we help: Razorpay Route architecture for automated, compliant split settlements.
Professional Services & Agencies
The problem: Chasing client payments via bank transfer or cheque delays cash flow.
How we help: Payment Links integrated into your invoicing workflow for faster collection.
Razorpay products we deploy
Every link goes straight to the official product and help pages — plus how SKIFIN helps you get there.
Payment Gateway
UPI, cards, net banking, and wallets in one checkout integration.
How SKIFIN helps: Checkout integration tuned for Indian payment method mix and conversion.
Payment Links
Shareable payment links for invoices and one-off collections.
How SKIFIN helps: Automated link generation tied to your invoicing workflow.
RazorpayX
Business banking, vendor payouts, and payroll disbursement.
How SKIFIN helps: Automated vendor and payroll payouts reconciled against your ledger.
Razorpay Route
Split settlements for marketplaces and platforms.
How SKIFIN helps: Marketplace split-payment architecture matched to your commission model.
Smart Collect
Virtual accounts for automated payment reconciliation.
How SKIFIN helps: Virtual account mapping so incoming payments auto-reconcile to customers.
Find your fit
Tell us your size — we'll point you at the right starting point.
Automated payouts and reconciliation become necessary as transaction volume grows.
Payment GatewayRazorpayXSmart CollectHow we get you live
A straight path from first call to a running Razorpay setup.
Payment flow audit
We map your current collection and payout process — bank transfers, cheques, or a legacy gateway.
Integration plan
A written plan covering checkout, payouts, and reconciliation with your accounting system.
Integrate & test
Payment Gateway and RazorpayX go live in test mode, verified against real UPI and card scenarios.
Go live & support
Production cutover plus a named engineer for settlement and payout issues.
Why deploy Razorpay through SKIFIN
Local support, real people
India-based engineers who answer the phone — not a support ticket that vanishes into a queue.
Migration, not just setup
We move your data, users, and workflows across with zero-downtime plans, not a login link.
Security done right
Sensible defaults on access, backups, and compliance from day one — not bolted on later.
One number for day-2 support
Licensing renewals, user changes, and troubleshooting — handled without you learning the vendor's portal.
Right-sized licensing
We review your seats and tiers regularly so you're never quietly paying for licenses nobody uses.
Vendor-neutral advice
We're certified across five platforms — so our recommendation is based on your fit, not our commission.
SKIFIN vs. going direct to Razorpay
Same platform, same pricing tiers — the difference is who sets it up and who you call after.
| Through SKIFIN | Going direct | |
|---|---|---|
| Payment method coverage | UPI, cards, net banking tuned for conversion | Default checkout, unoptimized method ordering |
| Payout automation | RazorpayX tied to your approval workflow | Manual bank transfers, error-prone |
| Reconciliation | Auto-matched via virtual accounts | Manual matching against bank statements |
| Ongoing support | Named engineer for settlement issues | Razorpay's standard support queue |
Frequently asked questions
You own the Razorpay account and settlement — we handle the integration, webhooks, and reconciliation.
Complete your stack
One SKIFIN team covers all five — here's what else we deploy.
Talk to a Razorpay specialist
Tell us what you're running today — we'll scope the migration, licensing, and timeline in one call.